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How to Apply for Medi-Cal for Senior Care in California

As California seniors and families seek affordable care options, Medi-Cal offers vital financial support. However, the application process can feel overwhelming. Below, we simplify how to apply for Medi-Cal, eligibility criteria, and how CareMax Senior Solutions helps you maximize benefits for in-home care.

What Is Medi-Cal?

Specifically, Medi-Cal is California’s Medicaid program, providing low-cost or free health coverage to eligible seniors. For seniors, it covers:
  • In-home care services (personal care, meal prep, mobility support).
  • Medical equipment (wheelchairs, hospital beds).
  • Dementia and chronic condition management.

Step-by-Step Guide to Apply for Medi-Cal

  1. Check Eligibility:
    • Income limits: Up to 1,677/monthforindividuals,2,268/month for couples (2024).
    • Asset limits130,000forindividuals,195,000 for couples (excludes home and car).
    • Age/disability: Must be 65+ or disabled.
  2. Gather Documents:
    • Proof of income (Social Security, pension statements).
    • ID (driver’s license, birth certificate).
    • Medical expense records (bills, prescriptions).
  3. Apply Online, by Mail, or In-Person:
    • Online: Use Covered California’s portal (www.coveredca.com).
    • Mail/In-Person: Visit your local county office (e.g., Los AngelesSan Diego, or Fresno).
  4. Await Approval:
    • Processing takes 30–45 days.
    • Need help? CareMax assists families with applications.

Common Mistakes to Avoid

  • Incorrect income reportingFor example, forgetting to include all sources like rental income.
  • Missing deadlines: Submit renewals annually to avoid lapses.
  • Overlooking exemptions: Certain assets (home, car) don’t count toward limits.
Fortunately, CareMax’s team helps you navigate these pitfalls.

How Medi-Cal Works with CareMax Senior Solutions

Once approved, Medi-Cal covers:
  • Hourly in-home care for activities of daily living (ADLs).
  • Respite care for family caregivers.
  • Medical supplies like incontinence products or walkers.
Moreover, we help you:
  • Coordinate benefits with existing insurance.
  • Appeal denials or request expedited processing.
Medi-Cal Covered Services →

FAQs About Medi-Cal for Senior Care

Q: Can I keep my current caregiver with Medi-Cal? A: Yes! CareMax caregivers accept Medi-Cal-covered in-home care. Q: What if I’m over the asset limit? A: Consider a Medi-Cal planning attorney to restructure assets legally. Q: Does Medi-Cal cover dementia care? A: Absolutely. It includes personal care and safety supervision for dementia patients.

Hear From California Families

“CareMax guided us through the Medi-Cal maze. Now, Mom gets the care she needs without draining savings.” – Linda, San Diego Without their help, we’d never have qualified. Now, Dad’s home safely with a caregiver.” – Carlos, Fresno

Get Help Applying for Medi-Cal Today

By partnering with CareMax, you gain experts who simplify Medi-Cal applications and senior care planning. 📞 Call 559-235-9191 for free assistance. 📝 Schedule a ConsultationApply Now Visit The California Department of Aging for complete guide
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