How to Apply for Medi-Cal for Senior Care in California
As California seniors and families seek affordable care options, Medi-Cal offers vital financial support.
However, the application process can feel overwhelming.
Below, we simplify how to apply for Medi-Cal, eligibility criteria, and how CareMax Senior Solutions helps you maximize benefits for in-home care.
What Is Medi-Cal?
Specifically, Medi-Cal is California’s Medicaid program, providing low-cost or free health coverage to eligible seniors.
For seniors, it covers:
- In-home care services (personal care, meal prep, mobility support).
- Medical equipment (wheelchairs, hospital beds).
- Dementia and chronic condition management.
Step-by-Step Guide to Apply for Medi-Cal
- Check Eligibility:
- Income limits: Up to 1,677/monthforindividuals,1,677/monthforindividuals,2,268/month for couples (2024).
- Asset limits: 130,000forindividuals,130,000forindividuals,195,000 for couples (excludes home and car).
- Age/disability: Must be 65+ or disabled.
- Gather Documents:
- Proof of income (Social Security, pension statements).
- ID (driver’s license, birth certificate).
- Medical expense records (bills, prescriptions).
- Apply Online, by Mail, or In-Person:
- Online: Use Covered California’s portal (www.coveredca.com).
- Mail/In-Person: Visit your local county office (e.g., Los Angeles, San Diego, or Fresno).
- Await Approval:
- Processing takes 30–45 days.
- Need help? CareMax assists families with applications.
Common Mistakes to Avoid
- Incorrect income reporting: For example, forgetting to include all sources like rental income.
- Missing deadlines: Submit renewals annually to avoid lapses.
- Overlooking exemptions: Certain assets (home, car) don’t count toward limits.
Fortunately, CareMax’s team helps you navigate these pitfalls.
How Medi-Cal Works with CareMax Senior Solutions
Once approved, Medi-Cal covers:
- Hourly in-home care for activities of daily living (ADLs).
- Respite care for family caregivers.
- Medical supplies like incontinence products or walkers.
Moreover, we help you:
- Coordinate benefits with existing insurance.
- Appeal denials or request expedited processing.
Medi-Cal Covered Services →
FAQs About Medi-Cal for Senior Care
Q: Can I keep my current caregiver with Medi-Cal?
A:
Yes! CareMax caregivers accept Medi-Cal-covered in-home care.
Q: What if I’m over the asset limit?
A:
Consider a Medi-Cal planning attorney to restructure assets legally.
Q: Does Medi-Cal cover dementia care?
A:
Absolutely. It includes personal care and safety supervision for dementia patients.
Hear From California Families
“CareMax guided us through the Medi-Cal maze. Now, Mom gets the care she needs without draining savings.” – Linda, San Diego
“Without their help, we’d never have qualified. Now, Dad’s home safely with a caregiver.” – Carlos, Fresno
Get Help Applying for Medi-Cal Today
By partnering with CareMax, you gain experts who simplify Medi-Cal applications and senior care planning.
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Call 559-235-9191 for free assistance.
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Schedule a Consultation:
Apply Now
Visit The
California Department of Aging for complete guide